Thursday, 20 September 2012

10 of Many Ways to Save Money

We all know that the cost of life isn't getting cheaper and that the state of crisis is making it hard for many to live comfortably. There are ways to save money though without making drastic changes in your everyday life.

Get rid of the unused and useless
Check around your house if you have anything that you don't need and that is using electricity, costing you money in any way or could be sold. This could simply be insurance for items that are not worth it anymore, or items that are taking the dust in the cupboard.

Reduce your electricity bill
Start by switching off all the appliance that are on stand-by, and change your old light bulbs by energy saving ones if you haven't done it yet. Turn off any lights and appliances in your house that are not necessary.

Shop intelligent
Take some time when shopping for food to choose the cheapest product by comparing the cost per kilo. Own supermarket brands are usually a good choice without compromising on quality. Only buy what you need even if an offer seems too good to miss.

Haggle when renewing insurances
Sometimes, calling the insurance at the time of renewing instead of opting for the automatic option can save you a few quids. If you have time, shop around for the best deals.

Cycle or walk

Cutting down on public transport use can save you a lot as well as providing you with healthy exercise. You can probably walk or cycle to work or to the train station instead of taking the bus.

Work out at home
You don't always need a gym to stay fit and there are plenty of exercises that you can do at home with a pair of dumbbells. Instead of spending hours on a treadmill, go for a run into your nearest park, or join a running group.

Go to the library
Why buying books, CDs and DVDs when you can borrow them for free in your local library? You can also read the newspaper there.

Stick to digital TV channels

Most of us don't need hundreds of extra TV channels than the ones on Freeview. If you want to watch sports, a pint down the pub will cost you less than a subscription.

Cook instead of eating out

Cooking your own meals will cost you less than buying ready ones or going out. It will also be healthier. Think of having your friends over for dinner and ask everyone to bring something, it'll be fun, more convivial and cheaper than a restaurant.

Take holidays at home
Sometimes, you don't need to go far to find a great place to spend holidays. There are surely many parts of the country you leave in that you don't know yet and are worth a visit.

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